American Fidelity offers group voluntary Disability Income Insurance with short and long term disability plans. We specialize in customized plans for groups that can be customized based on a client's needs.

Disability Income Insurance Offers:

• Flexible Waiting Periods: 0/7, 7, 14, or 30 days for both covered Accidents or Sickness (other options available)
• Option of 3, 6, 12, or 24 months benefit duration or to age 65 (other options available)
• Non-Occupational Coverage
• Return to Work Incentive
• Waiver of Premium
• Flexible Schedule of Benefits: 66 2/3% of salary to a maximum of $7,500 monthly benefits (other options available)

Not all products approved in all states. This material does not constitute the full contract. For complete information, consult the policy and its schedule.

ESB-489-0908