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AFES Brokerage Development
 »  Long Term Care Insurance

Clients may choose from either tax-qualified or non-qualified plans.

Common Features of Tax Qualified and Non-Tax Qualified Plans

Summary of Benefits

  • Home Health Care
  • Adult Day Care
  • Respite Care
  • Caregiver Training
  • Guaranteed Purchase Option
  • Guaranteed Insurability Option
  • Waiver of Premium
  • Restoration of Benefits
  • Alternative Plan of Care
Benefit Options
  • Lifetime Elimination Periods
  • Maximum Daily Benefit Amounts
  • Lifetime Maximum Benefit Periods
  • Lifetime Maximum Benefit Amount
Optional Benefit Riders
  • Confined Care Benefit Rider
  • Lifetime Compound Inflation Protection Rider
  • Nonforfeiture Benefit Rider

Not all products approved in all states. This material does not constitute the full contract. For complete information, consult the policy and its schedule.

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