|
|
|
||||||||||||||||||
|
|
|
||||||||||||||||||
|
Cancer strikes unexpectedly.
Cancer can be emotionally devastating to the victim and their family. There are also other factors... Cancer can be a very costly disease. Even people who do have medical insurance to help shoulder the expensive procedures and drugs that help fight cancer often overlook the indirect costs that are associated with Cancer. The American Cancer Society estimates that the overall costs for cancer are $107 billion per year. However, hospital and medical costs represent only 35% of the total costs for the treatment of cancer*. Therefore, 65% of cancer related costs ($70 billion) are non-medical and not covered by major medical or hospital insurance policies - expenses like:
It's a fact - If all Americans participated in regular cancer screenings, the survival rate for screenable cancers could increase 15%, raising the survival rate to 95%*. However the sad truth is that many Americans cannot afford to bear the expense of the sometimes costly screenings that could save so many lives. The risks are high. The costs are high. American Fidelity offers several products that can help with the expenses that may not be covered by other insurance, including cancer screenings. Benefits and rates vary depending on the plan chosen. Cancer Expense Insurance Policy – American Fidelity will pay the actual charges incurred by a Covered Person for treatment of Cancer, Leukemia or Hodgkin's Disease, subject to certain maximum amounts. Highlights:
Cancer Indemnity Insurance Policy – American Fidelity will pay a one time Initial Diagnosis (first time in the person's lifetime) benefit amount of $10,000, $25,000 or $50,000, depending on the amount selected at the time of application, if a covered person is pathologically or clinically diagnosed as having any internal cancer. Highlights:
This is a limited policy 1American Cancer Society Facts and Figures, 2003 The information contained on this and other product pages generally highlight the important features of the particular American Fidelity product listed, and does not constitute a statement of contract, nor a complete description of the conditions, benefits, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. This particular product page is not intended for residents of New Jersey or Wyoming. For more complete information, please consult the terms of the product policy form approved in your state or contact us.
For more information, please call toll free |
||||||||||||||||||
|
|
|
||||||||||||||||||
| © American Fidelity Assurance Company 2007-2008 | |||||||||||||||||||