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Association and Worksite Division (AWD)
 »  Hospital GAP PLAN®

Did You Know. . .

  • Each year, 1 in 10 Americans are hospitalized.1
  • Almost 25 million children visit the emergency room each year2
  • In 2001, there were over 32.7 million hospital admissions in the U.S.3
  • In 2001, the average hospital stay was 4.9 days.3

American Fidelity's Hospital GAP PLAN® is designed to provide a low-cost benefit to help pay for out-of-pocket expenses while confined in the hospital or as an outpatient. We provide coverage to help "fill the gaps" left by most major medical policies with three major benefits:

  • In-Hospital Benefits
  • Out-Patient Benefits
  • Physician Benefits

Highlights:

  • Guaranteed Issue
  • Several plans available to help fill gaps left by current medical benefits
  • Outpatient benefits for emergency room treatment, diagnostic testing, and outpatient surgery up to a maximum outpatient benefit for conditions separated by 90 consecutive days
  • Physician Benefits for outpatient treatment at an emergency room, physician's office or clinic
  • Provides an In-Hospital Benefit for the difference between actual inpatient expenses incurred and the amount paid by your other medical plan for the out-of-pocket usual and customary covered charges, up to the maximum benefit selected per confinement

1 2001 National Discharge Survey
2 National Hospital Ambulatory Medical Care Survey: 2002 Emergency Department Surveys
3 National Center for Health Statistics, Health, United States, 2003

The information contained on this product page generally highlights the important features of the particular American Fidelity product listed, and does not constitute a statement of contract, nor a complete description of the conditions, benefits, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us.

For more information, please call toll free
1-877-WORKSITE (967-5748)
or email sales.success@af-group.com

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