American Fidelity has established a quality reputation with school districts nationwide as a true partner with the education industry and its unique needs. Whether you are enhancing your current Section 125 Plan or implementing a new one, we can help by providing:

• Sample Plan Document
Sample plan document that describes the benefits offered under the plan and how the plan will be administered.

• Administration Guide
Comprehensive guide including plan definitions, qualifying events and other important information to help you maintain your Section 125 Plan.

• Non-Discrimination Testing
Worksheets for the 25% key employee concentration discrimination test and the 55% test for Dependent Day Care accounts (as requested).

• Annual Employee Enrollment
Your account manager will help manage annual enrollment for you, including providing updated employee election forms.

• Plan Installation and Maintenance
Initial plan installation and assistance in maintaining the plan’s compliance with Section 125 rules and regulations.

• Online Technology
Including secured website/account access, payroll uploads, digital election forms on backup CDs, electronic billing and more.

• Recordkeeping Services
Recordkeeping for the flexible spending accounts including claims adjudication and generation of reimbursement checks.

• Monthly FSA Reporting
Monthly FSA billing report, as well as account analysis reports showing account balances.

• Semi-Annual Newsletter
Keeps you current on compliance updates and other information affecting your plan.