The following sections provide a variety of information that you may use to communicate about Health Care Reform to your employees. Each piece was based on the information that was available at the time of its publication. In many cases, the information has changed as federal and state agencies have issued new guidance and could change again. The most up-to-date information is available in the Health Care Reform summary section of our website.
AFA Section 125 Participant Communications

Examples of communications regarding the impact of HCR on section 125 plan benefits.
Sample HCR Employee Communications

Templates an employer may adapt to explain select Health Care Reform provisions to employees.
The Challenge
The key to successfully managing changes in an employee benefit program is good communication with employees. The complexity of Health Care Reform adds to that challenge – many employees know very little about how the new law will affect them. If the employer makes significant health plan changes, or stops offering a plan completely, the employer’s good will with employees could be threatened. An employer may also need to convey the value of its benefits program despite health plan changes, especially if the employer has to compete for employee talent.
American Fidelity has Your Solution
American Fidelity Assurance has a long practice of keeping both employers and employees educated on all aspects of their employee benefits. Our enrollment model of group meetings and personal one-on-one discussions with our career, salaried account representatives creates an ideal opportunity for employers to ensure their employees understand their health plan options and can make the best benefit decisions for their own personal situations.
Your American Fidelity representative will sit with you before your open enrollment period to discuss critical information we suggest should be communicated plus find out if you have unique challenges that may require additional communication. Our employee communication materials can be tailored to fit your objectives. We also take time to learn about your entire benefit program so we will be in the best position to answer question for your employees.
Whether they’re group presentations, mailbox stuffers, or email notifications, American Fidelity is here to help you with all aspects of your communications. Provided below are a few sample communications available for you to send to employees.
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Additional Information, Tools, & Resources
American Fidelity Assurance Company does not provide tax or legal advice.