Government Documents and Links
The following are some of the documents published by the federal agencies responsible for implementing the Health Care Reform law. For other guidance, such as copies of published regulations and agency FAQs, clink on the links below to the federal government’s Health Care Reform web pages.
Model Notices
The federal agencies have provided model language for the following required notices and disclosures:
Grandfathering Model Notice |
Download |
Lifetime Limits Model Notice |
Download |
Provider Access Model Notice |
Download |
Coverage for Adult Children Model Notice |
Download |
Annual limit waiver |
Download |
Other Documents
Federal Government Health Care Reform Webpages
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Hot Topics & FAQs
- Could the model documents be revised?
Answer: Yes, the federal agencies that issued these notices could revise them at any time.
- Do employers have to use the exact language in the model notices?
Answer: No, in fact the agencies expect employers to revise them to accurately reflect specific information about the employer’s plans. However, using the models is typically considered to be a safe harbor – if a plan sponsor uses the model language (and fills in all additional information as indicated in the models) the content will be considered sufficient.
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Additional Resources
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Grandfathered Plan Disclosure and Documentation
Summary of notice requirements for grandfathered plans
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Patient Protection Notices
Summary of notice requirements in connection with the requirements to eliminate any lifetime limits, extend eligibility to adult children, and provide direct access to certain providers.
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Annual Limit Waiver
Summary of information about waiver, including notice requirement
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W-2 Reporting
Summary of the new W-2 reporting requirements
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American Fidelity Assurance Company does not provide tax or legal advice.
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