American Fidelity’s fixed annuities have a guaranteed minimum interest rate. This guaranteed minimum interest rate is within a range of 1% to 3%. In addition to the guaranteed rate, American Fidelity may, at its discretion, declare a higher current rate. Current declared interest rates are reviewed and adjusted periodically based on overall financial results of company operations and market conditions.
When selected, the High Interest Option Rider pays at least 0.5% greater than the Current Declared Rate. This Rider is available for ages 55 and younger and is NOT available in all states.
For our current declared rate, please ask your representative or contact us at 800-662-1106.
The information contained on this product page generally highlights the important features of the particular American Fidelity product listed, and does not constitute a statement of contract, nor a complete description of the conditions, benefits, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us.(FPDA Series)