Made possible by 2003 legislation that went into effect January 1, 2004, Health Savings Accounts (HSAs) are tax-favored trust or custodial accounts that earn interest. They combine tax-free savings earmarked for qualified medical expenses with a qualified High Deductible Health Plan (HDHP).

With over 45 years experience in providing pre-tax advice and services, American Fidelity is a pioneer in Section 125 flexible benefit plans. Perhaps most important, American Fidelity is an independent HSA administrator. We encourage agents to navigate through this site as both an employee and an employer as well as an agent to fully understand Health Savings Accounts.