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| International Life Insurance Services |
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| Product | Date Range | Interest Rate |
| Gold Plan 2 (Whole Life) | 04/94 to 12/94 | 6.00% |
| 01/95 to 10/96 | 7.00% | |
| 11/96 to 03/98 | 6.50% | |
| 04/98 to 12/98 | 6.25% | |
| 01/99 to 09/01 | 5.75% | |
| 10/01 to 11/02 | 5.50% | |
| 12/02 to 7/03 | 5.00% | |
| 8/03 to 11/04 | 4.50% | |
| 12/04 --------- | 4.00% | |
| Universal Life Gold I | 09/97 to 03/98 | 6.25% |
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04/98 to 12/98 | 6.00% |
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01/99 to 9/03 | 5.50% |
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10/03 to 1/05 | 5.00% |
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2/05 --------- | 4.50% |
| Universal Life Gold II | 9/01 to 12/02 | 5.25% |
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1/03 to 9/03 | 5.00% |
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10/03 ------- | 4.00% |
| Capital Protector 1 | 4/03 to 11/04 | 5.00% |
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12/04 to 12/05 | 4.50% |
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1/06 ------- | 4.25% |
| Capital Protector 2 | 4/03 to 11/04 | 6.00% |
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12/04 to 5/05 | 5.50% |
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6/05 -------- | 5.00% |
| Capital Protector Plus | 2/04 to 5/05 | 5.00% |
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6/05 to 1/06 | 4.75% |
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2/06 -------- | 4.50% |
| Platinum | 3/03 to 11/04 | 6.00% |
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12/04 to 5/05 | 5.50% |
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6/05 -------- | 5.00% |
| Platinum Ultra | 5/05 -------- | 5.00% |
| Optima | 4/06 -------- | 4.50% |
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