Universal Life
A life insurance policy can help to financially protect your loved ones in the event of your death. A Universal Life insurance policy combines two important elements: protection and savings. This type of permanent policy offers you (the policy holder) the flexibility to meet your changing financial needs. Within the limits of the policy, you determine the amount and frequency of your premiums; and you may adjust the policy face amount up and down as your needs require. As premiums are paid and cash values accumulate, interest is credited to the policy’s accumulation fund.

Capital Protector Plus (FPAL-03)
Issued by: American Fidelity Assurance Company
Capital Protector Plus is a Universal Life insurance policy filed with the Oklahoma Insurance Department, therefore, all its provisions, contents, riders, illustrations, etc., are in compliance with Oklahoma insurance regulations.

Critical Illness (CI-07B)
Issued by: American Fidelity International (Bermuda) Ltd.
The Critical Illness policy has been designed with the Latin American Client in mind to provide a lump sum amount in the case that the client is diagnosed (according to the policy) with any of the 15 illnesses provided in the policy.

Platinum (FPAL-02B)
Issued By: American Fidelity International (Bermuda) Ltd.
A Universal Life product with similar attributes to the product issued in Oklahoma, but with all the benefits and advantages that Bermuda offers.

Platinum Ultra (FPAL-05B)
Issued By: American Fidelity International (Bermuda) Ltd.
A Universal Life product designed to provide the perfect combination of protection and long term cash accumulation, with all the benefits and advantages that Bermuda offers.