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Group Disability Income Insurance
Did you know Chart
  • There were 20,700,000 disabling injuries (i.e., disabling beyond the day of injury) in 2003.1
  • For individuals between the ages of 25 and 55, the risk of becoming disabled for 90 days or more before the age of 65 is at least twice the risk of dying before age 65.2
  • 74% of America's workers live from paycheck to paycheck.3
  • More than 25% of households filing bankruptcy cited illness or injury as a reason for bankruptcy.4

Disabilities are more common than you think!

Ask yourself - How long could I maintain my standard of living without an income?

A week, a month, to age 65?

Most people have insurance on their house and car. What is often overlooked is coverage of your income. Take a moment to consider what your life would be like if you were not able to earn an income. Without your income, would you be able to keep your home or car?

American Fidelity offers a variety of disability income plans for eligible employees. Our plans are tailored to fit you! Disability Income Insurance helps provide an income for you when a covered accident or illness keeps you away from work for an extended period of time.

Highlights
  • Flexible elimination and benefit periods available
  • Covers you for total disability due to a covered Accident or Illness
  • Covers you at home or in the hospital
Benefits
  • Short Term and Long Term benefits available
  • Several elimination periods available
  • Several benefit period options
  • Monthly Disability Benefits are paid beginning the day following satisfaction of elimination period
  • Optional benefit riders available on a group basis based upon the market selected

If you would like to contact American Fidelity about this product, please identify your industry or profession below and click the "Next" button to continue.

1Injury Facts, 2004, p. 2
2The Essential Tax and Wealth Planning Guide for 2004-2005,” Deloitte and Touche, February 2005
3American Payroll Association National Payroll Week 2005 Survey, “Getting Paid in America”. www.nationalpayrollweek.com
4Health Affairs: The Policy Journal of the Health Sphere, “MarketWatch: Illness and Injury As Contributors to Bankruptcy”, 2 Feb 2005

The information contained on this product page generally highlights the important features of the particular American Fidelity product listed, and does not constitute a statement of contract, nor a complete description of the conditions, benefits, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us.

E-SB-33 (1005)

Last Updated: Friday February 08 2008

© American Fidelity Assurance Company 2007