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Term Life Insurance

ChartEveryone has dreams that deserve protecting. A worry free retirement. College for the children. A comfortable, loving home for your spouse and children.

But what happens to your family's dreams if you should die unexpectedly?

  • Will your current life insurance cover all of your final expenses?
  • What about expenses beyond your funeral and burial?
  • What bills will your loved ones need to pay that might not be paid by your current life insurance coverage?
  • Will your spouse have to sacrifice to make ends meet?
  • Will your spouse be able to afford college tuition for your children?

If you have a lot of financial responsibilities and a limited budget, term life insurance offers affordable coverage.

American Fidelity offers several Term Life plans designed to meet your financial obligations by guaranteeing cash payment at your death. Cash that can be used to help your business or family remain financially sound.

Features
  • Your Choice - 5, 10, 20, or 30-Year Renewable and Convertible Term Life Insurance Policy.
  • Guaranteed Renewable - You can renew your policy up to age 90, regardless of your health.
  • Level Death Benefit to age 90 - The amount of protection stays the same throughout the policy period.
  • Accelerated Benefit Feature - A portion of the chosen death benefit may be available prior to death due to terminal illness. This has limitations and exclusions which are outlined in the policy.
  • Affordable Rates - Nicotine and Non-Nicotine users both enjoy affordable rates. Premiums adjust at each renewal based on your attained age.
  • Conversion Option - You can convert your policy to any form of permanent insurance issued by American Fidelity Assurance Company, regardless of your health, up to age 75.
  • Portable - You can take this coverage with you when you leave employment, keeping the same guaranteed rate structure.
Additional Options
  • Waiver of Premium
  • Accidental Death Benefit
  • Coverage for your Spouse
  • Coverage for your Children

If you would like to contact American Fidelity about this product, please identify your industry or profession below and click the "Next" button to continue.

The information contained on this product page generally highlights the important features of the particular American Fidelity product listed, and does not constitute a statement of contract, nor a complete description of the conditions, benefits, exclusions and other terms of coverage. *The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. This particular product page is not intended for residents of GA, MS, OR or WV. For more complete information, please consult the terms of the product policy form approved in your state or contact us.

E-SB-29 (1005)

Last Updated: Friday February 08 2008

© American Fidelity Assurance Company 2007