American Fidelity is a national leader in providing Section 125 Services with over 8,000 Section 125 accounts across the United States. We help you set up your plan and then keep you posted with the latest information on Section 125 plans, such as permitted mid-year election changes

American Fidelity provides these basic services:

• Preparation of plan documents via information provided by you
• Preprinted election forms available with advance notice
• Annual enrollment of plan through your American Fidelity Representative
• Compliance assistance
• Toll free phone (automated) available 8:00 a.m. to 5:00 p.m. CST
• Discrimination testing worksheets available for 25% key employee concentration test and 55% dependent daycare test upon request
• Administration guide furnished with plan documents
• Semi-annual newsletter to clients with latest compliance information and trends

In addition, American Fidelity provides these services for Flexible Spending Account participants:

• Daily claims processing with turnaround time of 5 to 7 business days
• Monthly administration fee per participant, covering one or both accounts
• Direct deposit of reimbursements to participant's bank account at no extra charge
• Toll free fax number for claim submission
• FlexConnection® (toll free automated phone) available 24 hours/day. Participants can:
• Obtain current account balance
• Review the last activities in account
• Date and amount of last reimbursement
• Date last claim was entered and amount
• Date and amount of last deposit
• Order additional reimbursement forms
• Policy available to cover employer's uniform coverage risk for health flexible spending account
• Runoff period at end of plan year
• Monthly reports available on request
• Interactive voice response enrollment
• Online enrollment
• Flexible spending account forms available to participants online