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Cancer Protection Plans
Cancer Strikes Unexpectedly Cancer Survival Rate, Chart
  • The incidence of cancer is increasing*
  • 1 in every 3 American women and 1 in every 2 American men will be diagnosed with cancer* ...
  • About 1,372,910 cancer cases will be diagnosed in 2005*
  • Cancer is the 2nd leading cause of death among Americans, exceeded only by heart disease*

Cancer can be emotionally devastating to the victim and their family. There are also other factors...

Cancer can be a very costly disease. Even people who do have medical insurance to help shoulder the expensive procedures and drugs that help fight cancer often overlook the indirect costs that are associated with Cancer.

The American Cancer Society estimates that the overall costs for cancer are $189.8 billion per year. However, hospital and medical costs represent only 37% of the total costs for the treatment of cancer*. Therefore, 63% of cancer related costs ($120.4 billion) are non-medical and not covered by major medical or hospital insurance policies - expenses like:

  • Loss of income
  • Child-care expenses
  • Out-of-town treatment
  • Special diets, clothes, prosthesis

It's a fact - If all Americans participated in regular cancer screenings, the survival rate for screenable cancers could increase 10%, raising the survival rate to 95%*. However, the sad truth is that many Americans cannot afford to bear the expense of the sometimes costly screenings that could save so many lives.

The risks are high. The costs are high.

American Fidelity offers several products that can help with the expenses that may not be  covered by other insurance, including cancer screenings. Benefits and rates vary depending on the plan chosen.

Limited Benefit Cancer Expense Insurance Policy
American Fidelity will pay the actual qualified charges incurred by a Covered Person for treatment of Cancer, Leukemia or Hodgkin's Disease, subject to certain maximum amounts.

Highlights
  • Guaranteed renewable for life ... Coverage cannot be cancelled
  • Pays benefits directly to you, the insured
  • Pays regardless of any other health coverage after coverage has been in force 30 days
  • A choice of products with a variety of benefits
  • Portable - you can take this coverage with you when you leave employment

This is a limited policy. This product is inappropriate for people who are eligible for Medicaid. The company has the right to change premiums by class. (C10-98 series)

Cancer Indemnity Insurance Policy
American Fidelity will pay a one time Initial Diagnosis (first time in the person's lifetime) benefit depending on the amount selected at the time of application, if a covered person is pathologically or clinically diagnosed as having any internal cancer.

Highlights
  • Guaranteed renewable for life ... Coverage cannot be cancelled
  • Pays benefits directly to you, the insured
  • Pays regardless of any other health coverage after coverage has been in force 30 days
  • A choice of benefit amounts
  • Annual preventive care benefit
  • Portable - you can take this coverage with you when you leave employment

This is a limited policy. This product is inappropriate for people who are eligible for Medicaid. The company has the right to change premiums by class.

If you would like to contact American Fidelity about this product, please identify your industry or profession below and click the "Next" button to continue.

*American Cancer Society Facts and Figures, 2005

The information contained on this and other product pages generally highlight the important features of the particular American Fidelity product listed, and does not constitute a statement of contract, nor a complete description of the conditions, benefits, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. This particular product page is not intended for residents of AZ, CT, GA, MS, NJ, OR, WV, or WY. For more complete information, please consult the terms of the product policy form approved in your state or contact us.

E-SB-1 (1005)

Last Updated: Friday February 08 2008

© American Fidelity Assurance Company 2007